If your insurance company is acting in bad faith and denying a rightful claim under your insurance policy, you need a skilled, dedicated bad faith lawyer to protect your rights. The Clinesmith Firm can help you receive all you are entitled to under the law when your insurance company is committing bad faith.
When an insurance company fails to honor the obligations in your insurance contract, or fails to perform some other responsibility it has to you related to insurance you purchased, you may have a case. Examples of bad faith can include all kinds of insurance, including health and dental, automobile and homeowners.
Insurance companies have years of legal experience litigating the terms of their contracts. Because companies make it a practice to know how standard terms have been defined by judges, insurance carriers have a leg up in drafting policies and choosing language that best helps them make a profit.
Every insurance contract contains an unwritten, invisible or implied term referred to as the covenant or promise of good faith and fair dealing. This is a promise imposed by law upon an insurance company to act fairly toward those it insures in handling their claims. Carriers must meet the reasonable expectations of the policy holder.
When you buy a commercial property or homeowners' insurance policy, you expect the insurance company to stand behind you when disaster strikes. Unfortunately, that isn’t always the case.
With top-notch litigation skills and in-depth knowledge of the insurance industry, The Clinesmith Firm represents businesses, individuals and families that have been victims of bad faith tactics by insurance carriers.
There are numerous ways that an insurance company will act in bad faith to deny legitimate claims, such as:
- Denying that a valid claim is covered under the policy
- Delaying investigation or payment of a claim
- Paying only partial benefits for a claim
If you have to file an insurance claim for any reason, chances are you already have suffered enough. We work to help businesses, individuals and families make sure they don't suffer again at the hands of their insurance company.